1
Create a ledger — Name it, pick an icon, and organize by account type — personal, business, or household.
2
Log transactions — Record income or expenses with amounts, categories, dates, and optional notes or tags.
3
Track your balance — See your net balance, monthly totals, and top spending categories at a glance.
4
Spot trends — Climber+ users unlock the 6-month trend chart to visualize income vs spending over time.