A century-old ‘pending bill’: His grandfather gave British Rs 35k loan in 1917, now, MP man wants payback
Times of India
by P NAVEENFebruary 24, 2026
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A 63-year-old man from Sehore, Madhya Pradesh, is seeking to recover Rs 35,000 lent by his grandfather to the British government in 1917, which he claims was never repaid. Vivek Ruthia discovered a certificate signed by W S Dawis, the political agent in Bhopal during British rule, confirming the loan given for administrative purposes during the Indian War Loan. The family believes the amount, if compounded with interest and indexed to gold prices over 109 years, could now be worth Rs 10 crore or more.
The certificate, dated June 4, 1917, highlights Seth Jumma Lal Ruthia’s contribution to the British Empire during World War I. The loan was part of a broader practice where local leaders supported colonial administration in exchange for favors. However, no repayment was ever made despite repeated efforts by the family. Seth Jumma Lal passed away in 1937, leaving the debt unresolved until his grandson decided to pursue legal action.
Vivek Ruthia is consulting lawyers to explore whether a claim against the UK is feasible under international law. While no formal legal notice has been issued yet, he plans to move forward with the case. Legal experts warn that such claims face significant challenges, including limitation laws, sovereign immunity, and jurisdictional complexities.
The case raises broader questions about colonial-era financial disputes and the accountability of former empires for debts incurred during their rule. While the certificate remains a historical artifact for now, it sparks discussions about unpaid debts from India’s colonial past and their potential modern-day implications.
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Originally published on Times of India on 2/24/2026