Asked on Reddit: My Partner Makes More Than Me. How Should We Split Expenses?

NerdWallet

by Kimberly Palmer

February 26, 2026

AI-Generated Deep Dive Summary

When one partner earns significantly more than the other, deciding how to split expenses can be challenging and may cause tension in a relationship. Experts suggest that open communication is crucial to finding a fair solution. By discussing financial expectations and responsibilities, couples can establish a system that works for both parties. One approach is to base the contribution on each person's income proportion. This means that the higher earner covers a larger share of shared expenses, while the lower earner contributes what they can afford. Additionally, it’s important to consider non-monetary contributions, such as one partner handling household chores or focusing on family responsibilities, which can balance the financial disparity. Creating a joint budget and setting financial goals together can help ensure both partners feel involved and invested in the relationship's stability. By fostering transparency and mutual understanding, couples can build a solid foundation for managing finances and maintaining trust. This issue matters because it affects not only financial well-being but also emotional satisfaction in relationships. Addressing income disparities thoughtfully can prevent resentment and promote long-term financial health for both partners.

Verticals

financepersonal-finance

Originally published on NerdWallet on 2/26/2026