Beware of digital fraud, do KYC via official channels: PM in ‘Mann Ki Baat’
Times of India
by MANASH PRATIM GOHAINFebruary 22, 2026
AI-Generated Deep Dive Summary
Prime Minister Narendra Modi issued a strong caution against the rising threat of digital fraud during his monthly Mann Ki Baat address. He emphasized the importance of completing Know Your Customer (KYC) processes through official banking channels, such as bank branches or authorized apps, to protect against scams targeting innocent citizens. Senior citizens and families saving for their children's education are particularly vulnerable to these schemes, where cybercriminals disguise themselves as officials to steal sensitive information like OTPs, Aadhaar numbers, or bank details. Modi stressed the need for vigilance, advising citizens not to share personal information轻易 and to frequently update passwords.
The PM highlighted how digital fraudsters exploit trust by impersonating high-ranking officials in fake calls or messages, luring individuals into sharing confidential data. He underscored that all KYC procedures should be conducted through verified official channels, reiterating the importance of securing financial and personal information to prevent exploitation. This comes amid a surge in such scams across India, which have caused significant financial losses for victims.
Modi also showcased the positive potential of technology by discussing how artificial intelligence (AI) is being used to preserve and modernize ancient Indian knowledge systems. During the Global AI Impact Summit in Delhi, demonstrations highlighted how AI can enhance manuscript quality, convert text into machine-readable formats, and even translate ancient texts into various languages. This innovative approach has garnered global interest, as leaders were impressed by India's ability to blend cutting-edge technology with its cultural heritage.
This initiative not only underscores India's growing confidence in leveraging advanced tools but also positions the country as a leader in merging traditional knowledge with modern technology. By addressing both the dangers of digital fraud and the transformative potential of AI, Modi aims to enhance public awareness and encourage responsible tech usage while promoting national pride in preserving ancient wisdom for future generations.
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Originally published on Times of India on 2/22/2026