Bitwise CEO says AI Is ‘Unstoppable freight train’ for Crypto, Haun’s Monica urges caution

CoinDesk

by Margaux Nijkerk

February 24, 2026

AI-Generated Deep Dive Summary

In a recent discussion at NEARCON 2026, crypto executives debated the potential impact of AI on blockchain adoption. Hunter Horsley, CEO of Bitwise, described AI as an "unstoppable freight train," highlighting its rapid development pace and suggesting that it could propel public blockchains into mainstream use. He emphasized that AI's advancements are outpacing traditional crypto adoption cycles, making old data irrelevant and potentially revolutionizing how autonomous agents operate within the crypto space. Horsley pointed to stablecoins and confidential transactions as key tools that could serve as safeguards for AI-driven activities. On the other hand, Diogo Monica of Haun Ventures expressed skepticism, arguing that AI may not necessarily require new payment systems or infrastructure. He questioned whether AI's superhuman intelligence would need entirely novel rails for commerce, suggesting that existing payment methods like credit cards and instant settlement systems might suffice. However, he acknowledged the complementary nature of AI and crypto, noting that crypto's privacy and verification tools could help mitigate risks posed by AI. The debate underscores the growing tension over AI's role in shaping the future of cryptocurrency and blockchain technology. While Horsley sees AI as a catalyst for widespread blockchain adoption, Monica cautions against assuming that new infrastructure is required. The discussion highlights both the potential benefits of AI-driven efficiency and innovation in crypto, as well as the risks of misuse and the need for robust safeguards. As AI continues to evolve, its relationship with crypto will likely remain a critical topic of conversation among industry leaders and enthusiasts alike.

Verticals

cryptofinance

Originally published on CoinDesk on 2/24/2026