EverQuote (EVER) Q4 2025 Earnings Call Transcript
The Motley Fool
by newsfeedback@fool.com (Motley Fool Transcribing)February 23, 2026
AI-Generated Deep Dive Summary
**Summary:**
EverQuote (EVER) delivered an exceptional Q4 2025 earnings call, showcasing robust growth across both auto and home insurance segments. The company achieved a record-breaking quarter with $195.3 million in revenue, a 32% year-over-year increase, despite historical seasonal declines. Notably, auto insurance revenue surged to $179.9 million, reflecting a 32% YoY growth, while home insurance revenue reached $15.4 million, up 37%. These figures highlight EverQuote's ability to drive sequential growth from Q3 to Q4, which is significant given the typically slower season. The surge was primarily fueled by increased carrier spending and higher variable marketing dollars (VMD) of $49.3 million, a 12% YoY rise, alongside strong operational efficiency.
The company's strategic focus on AI initiatives has been instrumental in its success. EverQuote expanded its use of AI across bidding automation, call center operations, and product development, particularly with Smart Campaigns and generative AI. This technological advancement has deepened its product integration with carriers and agents, enhancing market penetration. Currently, 40% of agents utilize more than one EverQuote product, up from an average of
Verticals
financeinvesting
Originally published on The Motley Fool on 2/23/2026