Fictional 2028 AI memo imagines mass layoffs and stablecoin adoption

CoinTelegraph

by Christina Comben

February 23, 2026

AI-Generated Deep Dive Summary

Citrini Research has published a forward-looking scenario imagining the global economy in 2028, where artificial intelligence (AI) plays a transformative role. The analysis paints a picture of mass layoffs driven by AI's efficiency, leading to soaring corporate profits and stock market highs. Equity markets initially celebrate this productivity boom, with the S&P 500 reaching nearly 8,000 and the Nasdaq surpassing 30,000 as investors herald a new era of technological advancement. However, the report highlights significant challenges arising from AI's widespread adoption. Consumer demand is hollowed out due to job cuts, creating economic imbalances and raising concerns about long-term sustainability. The shift toward stablecoins on cost-effective blockchain networks further alters global payment systems, signaling a potential paradigm shift in how financial transactions are conducted. For readers interested in crypto and blockchain, this scenario underscores the growing influence of stablecoins as digital currencies gain traction. The adoption of these tokens on cheaper chains suggests a broader move away from traditional financial systems toward more efficient, decentralized alternatives. This trend could reshape investment strategies, regulatory frameworks, and the future of global commerce, making it a pivotal development for those tracking crypto's evolution. In conclusion, Citrini Research's 2028 vision offers valuable insights into how AI and blockchain might intersect to transform the economy. While the short-term gains in profitability are undeniable, the long-term implications for employment, consumer spending, and financial systems require careful consideration. This scenario not only explores technological advancements but also their far-reaching societal impacts, making it a compelling read for anyone interested in the future of technology and finance.

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Originally published on CoinTelegraph on 2/23/2026