How to use AI for your taxes — and how not to use it
Vox
February 24, 2026
AI-Generated Deep Dive Summary
Tax season this year brings significant changes thanks to the One Big Beautiful Bill Act (OBBBA), which introduces major and specific updates to the tax code. While these changes can be overwhelming, artificial intelligence (AI) tools like ChatGPT and Claude can serve as helpful resources for understanding new rules and deductions, particularly when used as research aids rather than replacements for professional advice. However, it’s important to treat AI with caution—it’s not designed to file taxes or handle sensitive financial documents like W2s or 1099s, which contain personal information.
AI excels at providing explanations tailored to individual situations, making it a valuable tool for learning about tax changes and identifying potential deductions. For example, the OBBBA expands the Child Tax Credit and introduces new provisions like Trump Accounts and deductions for taxes on tips and overtime. However, these tools should not be relied upon for financial advice, as they lack the expertise of certified professionals. Instead, use AI to enhance your understanding of tax rules before consulting a CPA or tax software.
The OBBBA’s impact is significant, with changes that could save individuals money if properly utilized. For instance, the increased Child Tax Credit and expanded 529 plans for education expenses are key updates worth exploring. While AI can help navigate these complexities, it’s crucial to remember its limitations—AI is not a substitute for professional tax filing or financial planning. This year, consider using AI as a supplementary tool to prepare yourself for tax season, but always double-check with trusted resources like the IRS or a licensed accountant to ensure accuracy and avoid costly mistakes.
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Originally published on Vox on 2/24/2026