I’m 36 with only $45k left on my mortgage. Should I pay it off early?

Sydney Morning Herald

by Paul Benson

February 21, 2026

I’m 36 with only $45k left on my mortgage. Should I pay it off early?

There’s the peace of mind and extra flexibility you gain through being mortgage free, and that has real value, even if it doesn’t show up on a spreadsheet.

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Originally published on Sydney Morning Herald on 2/21/2026