In February, Retirees Should Double-Check These Medicare Deadlines
The Motley Fool
by newsfeedback@fool.com (Maurie Backman)February 23, 2026
AI-Generated Deep Dive Summary
Retirees have important Medicare deadlines in February that they must not overlook. Failing to meet these deadlines can result in gaps in coverage, higher costs, or even penalties. Understanding and staying proactive about enrollment periods is crucial for ensuring continuous coverage and avoiding financial setbacks.
The initial Medicare enrollment window is personalized, starting three months before the month of your 65th birthday and ending three months after that month. This period provides a critical opportunity to enroll in Medicare Part A and B without facing penalties. However, it’s essential to note that this window doesn’t have a one-size-fits-all date; it varies based on individual circumstances.
In February, retirees should also be mindful of other key deadlines. The annual Open Enrollment Period runs from January 1 to March 31, during which changes to coverage can be made. Additionally, the Medicare Advantage and Part D prescription drug plan elections must be finalized by February 28 or March 31, depending on specific circumstances.
For those turning 65 this year, February marks a pivotal time to review enrollment options and make any necessary adjustments. Missing these deadlines could lead to delayed benefits or increased premiums. Staying informed about Medicare’s enrollment windows ensures that retirees can secure the coverage they need without unnecessary financial burdens.
In summary, February is a critical month for retirees to double-check their Medicare enrollment and make any required changes. By understanding these deadlines and taking timely action, individuals can maintain continuous coverage and avoid costly penalties, ensuring peace of mind in their golden years.
Verticals
financeinvesting
Originally published on The Motley Fool on 2/23/2026