Inside the Rise of Apps That Let You Pay with Crypto, Even Where Merchants Don’t Accept It

The Defiant
by Denis Omelchenko
January 31, 2026
Inside the Rise of Apps That Let You Pay with Crypto, Even Where Merchants Don’t Accept It
Pay-on-behalf experiments are expanding crypto payment acceptance, but some experts have regulatory concerns.
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Originally published on The Defiant on 1/31/2026