Is This Super Software Stock a Buy After Its Dramatic 86% Decline? Here's What Wall Street Thinks
The Motley Fool
by newsfeedback@fool.com (Anthony Di Pizio)February 25, 2026
AI-Generated Deep Dive Summary
Bill Holdings (NYSE: BILL) has experienced a significant decline of 86% since its record high, raising questions about whether it’s still a viable buy despite Wall Street's bullish stance. The company offers software solutions tailored for small and medium-sized businesses to manage their financial workflows, including accounts receivable, accounts payable, and budgeting. Despite concerns in the broader market that AI could reduce demand for such software or enable companies to build their own solutions, experts argue these fears don’t apply to Bill Holdings due to its specific focus on SMBs.
The stock’s sharp decline has made it one of the cheapest options in the market according to key valuation metrics. Analysts from The Wall Street Journal are overwhelmingly positive about Bill Holdings, with none recommending a sell and many advising a buy. This bullish sentiment suggests confidence in the company’s ability to adapt and thrive despite broader market challenges.
Bill Holdings’ software products are designed to streamline essential financial processes for SMBs, which remain critical even as AI adoption grows. The company’s niche focus on these workflows makes it less vulnerable to disruption compared to more generalized enterprise software solutions. Additionally, the decline in its stock price has created an attractive entry point for investors seeking undervalued opportunities in the tech sector.
For investors interested in finance and investing, Bill Holdings’ story highlights the importance of evaluating both market trends and company-specific fundamentals. While broader concerns about AI’s impact on software demand persist, Bill Holdings’ focus on practical financial tools for SMBs positions it as a resilient player in its
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Originally published on The Motley Fool on 2/25/2026