Prediction: XRP (Ripple) Will Be Worth This Much in 5 Years

The Motley Fool

by newsfeedback@fool.com (Anthony Di Pizio)

February 25, 2026

AI-Generated Deep Dive Summary

XRP (Ripple) has shown significant potential as a bridge currency for cross-border payments, but its recent performance tells a different story. Despite reaching a record high of $3.65 per token in July last year, XRP has lost more than half of its value since then, dropping to around $1.40. This decline reflects the broader sell-off in the cryptocurrency market, which has impacted even coins with strong use cases like XRP. While its role as a bridge currency for the Ripple Payments network theoretically positions it for long-term growth, structural challenges and market volatility may hinder its progress. The cryptocurrency market’s lack of real-world adoption has been a major hurdle for many digital assets, including XRP. Unlike traditional fiat currencies, cryptocurrencies often struggle to establish tangible use cases that drive sustained value appreciation. However, XRP stands out due to its design as a bridge currency, enabling instant and low-cost international money transfers between banks. This functionality could make it a critical component of the

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Originally published on The Motley Fool on 2/25/2026