Radian (RDN) Q4 2025 Earnings Call Transcript | The Motley Fool
The Motley Fool
by newsfeedback@fool.com (Motley Fool Transcribing)February 19, 2026
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Radian Group (RDN) reported strong financial performance in its Q4 2025 earnings call, highlighting significant growth in key metrics. The company achieved a net income of $159 million for the quarter and $618 million for the full year, translating to $1.15 and $4.39 per share respectively. This growth was bolstered by an 8% decrease in average share count, which contributed to higher earnings per share (EPS). Additionally, Radian’s return on equity stood at 13.5% for the quarter and 13.1% for the year, while book value per share increased by 13% year-over-year to $35.29.
The company also demonstrated robust performance in its mortgage insurance business, with total revenues reaching $301 million for the quarter and $1.2 billion annually. Net premiums earned reached $237 million, marking the highest level in over three years, while the mortgage insurance portfolio grew 3% year-over-year to an all-time high of $283 billion. New Insurance Written (NIW) totaled $15.9 billion for the quarter and $55 billion for the year, reflecting a 6% increase compared to 2024. The persistency
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Originally published on The Motley Fool on 2/19/2026