Voltage rolls out USD-settled Bitcoin Lightning credit line for businesses

CoinTelegraph

by Christina Comben

February 19, 2026

AI-Generated Deep Dive Summary

Voltage, a leading Bitcoin infrastructure company, has introduced Voltage Credit, a groundbreaking revolving credit line that integrates seamlessly with Bitcoin and Lightning Network payment flows. This innovative solution allows businesses to send instant, Lightning-style payments while enabling repayment in US dollars or Bitcoin directly from a standard bank account or cryptocurrency wallet. The product is designed for enterprises seeking flexible financial management, offering "send now, pay later" functionality without the need to hold crypto assets on their balance sheets. Unlike traditional Lightning-backed loans, Voltage Credit positions itself as an integral part of the payment process, providing instant finality and the ability to settle transactions entirely in USD—features that set it apart from existing solutions. Voltage emphasizes its appeal to chief financial officers (CFOs) and treasurers who prioritize efficiency and liquidity. By embedding the credit line directly into payment flows, Voltage Credit streamlines operations for businesses operating within regulated markets. The company highlights its focus on enterprise-grade solutions, ensuring compliance and reliability for institutional users. This development marks a significant step in bridging traditional finance with cryptocurrency infrastructure. Voltage Credit addresses a key pain point for businesses by offering the speed and flexibility of Lightning Network payments while maintaining the stability and familiarity of US dollar结算. For crypto enthusiasts and blockchain professionals, this product represents a practical application of decentralized technology in solving real-world financial challenges. The launch underscores the growing convergence between traditional banking systems and cryptocurrency innovations, providing businesses with new tools to optimize their payment processes. Voltage Credit not only enhances operational efficiency but also opens up opportunities for broader adoption of Bitcoin and Lightning Network technologies in mainstream commerce.

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Originally published on CoinTelegraph on 2/19/2026